HOW TO OPEN A BANK ACCOUNT IN CHINA
Addtime:2018-08-31 Click times

MAJOR BANKS IN CHINA:

BANK OF CHINA

INDUSTRIAL AND COMMERCIAL BANK OF CHINA (ICBC)

CHINA CONSTRUCTION BANK (CCB)

AGRICULTURAL BANK OF CHINA (ABC)

BANK OF COMMUNICATIONS

CHINA MERCHANTS BANK (CMBC)

Documents to prepare before going to the bank to open new bank A/C

  1. Passport (Original + Photocopy).
  2. Have your phone number ready.
  3. Choose the bank and find it’s closest location. (If you come to work in China, verify with your company which bank account they use.)

NOTE:

Every bank is different, and the materials they need may also be different. But usually, they may need:

passport, certificate with your photo(such as driver licence), tax number in your country(if you don’t have one, then use your parent’s is ok), certificate which can improve what you are doing in China(such as work permit or student certificate)

 

Some useful Chinese sentences to help you with opening a new account.
Just show it to bank clerks when you get confused.

Sentence 1:

Could I please open a debit card?

麻烦我想办一张储蓄卡。

(ma fan wo xiang ban yi zhang chu xu ka)

Sentence 2:

This is my passport and cellphone number.

这是我的护照和手机号码。

(zhe shi wo de hu zhao he shou ji hao ma)

Sentence 3:

Can I have a notification on the account balance?

我可以接收账户余额短信提醒吗?

(wo ke yi jie shou zhang hu yu ‘e duan xin ti xing ma)

Sentence 4:

What’s the phone number of customer service center?

请问客服电话是多少?

(qing wen ke fu dian hua shi duo shao)

 

After you receive your debit card:

  1. You can connect your debit card with your Wechat account and Alipay account.
  2. There will be some service charges if you transfer money on ATM to an account from another bank;It may take up to 24hrs before your money get transferred to the the account.
  3. If you want other services, please call customer service center or download a Bank APP to help you with your problems.

 

How to link your bank card with your WeChat

  1. Open WeChat application. Find and Click on “Me” on the menu bar found on the bottom of WeChat. Select the option “Wallet.”

 2. Click on “Add bank card


3. Input your “Card Number.

4. Input your “Name; ID Type; ID Number and Phone Number.
Make sure to enter your name exactly the way it is displayed in your bank statements.

5.WeChat will send you a confirmation code through SMS to your registered number.

6. Enter verification code.

7. Input a 6-digit security password to verify future payments.